I have been working with Mr. Dave Johnson for a few years now, refinancing different properties, and as a single mom that does not understand much about mortgages, refi’s, etc., I am so content and satisfied with Mr. Johnson’s knowledge, patience and professionalism. He walked me through the process more than once and answered my endless list of questions. Thanks so much for everything ‘Dave’ and you are a major asset to your company! God bless. Updated: Wow, I just read through the other comments below mine and see that Dave is consistent with everyone! I will most likely be returning to to work with Dave in the future! Updated again: I just refinanced again with another property through Dave Johnson and still very content and mind at ease. Thanks again, Dave! ~Sherry